Albi Pay. Now with Checks Deposit.
Deposited before you leave the driveway
Albi Pay is the only payment solution built specifically for restoration companies — and Checks Deposit is its most powerful feature yet.
We fundamentally believe restorers deserve to get paid for the work they do — without the wait, the paperwork, or the bank run.
The restoration industry is moving forward.
Albi is how you keep up.
Something here....
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Checks Deposit
Deposit single and multi-party insurance checks from the field. Funded in 3–5 days. Built into the Albi job workflow. No other restoration platform offers this.
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Request Payments Instantly
Collect deductibles and deposits upfront via text or email from the work authorisation stage. Cover mitigation costs without floating them.
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ACH / Bank Transfer
Direct bank-to-bank transfer via secure link. Rate: 1% capped at $15. Saves $485+ on a $50,000 payment versus uncapped competitors.
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Credit / Debit Card
All major cards accepted. Secure payment link sent by text or email. Rate: 3.2% + $0.30 — lower than QuickBooks’ 3.5%.
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No Office Bottlenecks
Any team member sends a payment request from the field. No QuickBooks access required. Role-based access keeps credentials secure.
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Built Into the Job
Every payment — card, ACH, or check deposit — tracked inside the Albi job. QuickBooks and Albi Financials sync automatically. Zero manual entry.
Albi Pay Checks Deposit
The only restoration platform that deposits multi-party insurance checks from the field.
The first and only restoration platform with mobile multi-party check deposit — built directly into the job your team already has open. Not bolted on. Not a workaround. Native to the workflow.
- 13–5 days — Funds typically hit your account in 3–5 business days. Per check. Per job.
- 2$100,000 — Deposit up to $100,000 per check. Sized for the jobs where slow payment hits hardest.
- 3Field to funded — Your technician deposits on-site. Your AR team sees it before they leave the driveway.
Checks haven't changed in decades. The way you deposit them just did.
Every other part of your operation has moved forward. You schedule digitally. You document digitally. You communicate digitally. But when a $50,000 insurance check lands in your technician's hands, the process resets to the 80s. Drive to the homeowner. Get the signature. Find the bank. Wait 45 days. It's the last analogue moment in a modern business. Albi ends it.
| Before Albi Pay Checks Deposit | With Albi Pay Checks Deposit |
|---|---|
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Drive to the bank to deposit a check |
Deposit from the job site, before leaving the driveway |
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Chase the homeowner for their signature on a multi-party check |
Multi-party endorsement handled inside Albi — no chasing |
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Wait 30–45 days for a multi-party check to clear |
Funds typically in your account in 3–5 days |
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Lose checks in trucks, offices, or email threads |
Every deposit captured and tracked inside the Albi job |
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Call the office to confirm a check was deposited |
AR sees the deposit in real time — no calls, no follow-up |
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Limit check deposits to office staff with bank access |
Any team member deposits from the field under their own access |
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Guess when cash will arrive |
Know exactly when funds clear — cash flow becomes predictable |
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Use a separate app or spreadsheet to track checks |
Everything lives inside the job. One platform. Zero manual entry |
How do restoration companies deposit multi-party insurance checks faster?
The answer used to be: they couldn’t. Multi-party checks — payable to both the contractor and the homeowner — required in-person endorsements, bank visits, and weeks of waiting. Albi Pay Checks Deposit handles the entire process from the field, in minutes, with funds clearing in 3–5 days.
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The Restoration Cash Flow Playbook
Download Today
A proven playbook for restoration contractors. The playbook provides you with step-by-step strategies to get paid for your work. No more waiting months to get paid and covering costs upfront.
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The Fastest Way To Get Paid In Restoration
Watch Today
Cash flow is the lifeline of your restoration business. But if you’re constantly chasing payments, waiting on insurance checks, or struggling with delayed invoices, your business will always feel stuck.
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The Game-Changing Payment Strategy
Watch Today
When cash flow, insurance issues, and incomplete documentation pile up, things can spiral out of control fast. That’s why tools like Albi Pay are designed to keep your business moving.
Albi Pay by the numbers
Built around how restoration actually gets paid.
- 1 45 days — Average time restoration companies wait for a multi-party insurance check using traditional methods.
- 2 3–5 days — Average time with Albi Pay Checks Deposit.
- 3 $100,000 — Maximum deposit per check. Sized for the jobs where delayed payment does the most damage.
- 4 25% — The % of your costs covered upfront on a typical water mitigation job. Deductible on an $8,000 water mitigation job is $2,000. Collect it upfront with Albi Pay and 25% of your costs are covered before a single piece of equipment is pulled.
- 5 0 — Number of other restoration platforms that offer mobile multi-party check deposit.
Built by a restorer. For restorers.
Albi CEO Alex Duta built and scaled Romextera Restoration before founding Albi. He watched his company grow from $1M to $3M in revenue while the bank account barely moved — because cash was locked in outstanding checks and slow payment cycles.
Albi Pay and Checks Deposit exist because the restoration industry deserves better tools. Forward-thinking restorers are building generational wealth. Their payment infrastructure should match that ambition.
The Restoration Cash Flow Playbook
A Proven Playbook for
Restoration Contractors
Enter in your information to receive The Restoration Cash Flow Playbook for free. The playbook provides you with step-by-step strategies to get paid for your work. No more waiting months to get paid, struggling with financial strain, and covering material costs upfront. Download today.
Chat with our team today
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FAQ
⦁ QuickBooks requires an invoice first, slowing things down.
⦁ Only office staff can process payments—Albi Pay lets any team member collect payments. And most restoration companies don’t want to give QuickBook access to their field technicians. Albi Pay is an easier and more secure platform that doesn’t give anyone on your team access to QuickBooks.
⦁ Lower fees than QuickBooks = more money in your pocket.
⦁ That means you’re waiting longer and driving to pick up payments.
⦁ Albi Pay lets them pay instantly, securely, and digitally.
⦁ Customers still have the option to use ACH if they prefer bank transfers.
⦁ Check scanning capabilities coming H2 2025.
⦁ Fully PCI-compliant, meaning no credit card info is stored or exposed.
⦁ Customers receive a secure text or email—you never have to handle their card details.
⦁ Fraud protection and encryption ensure every transaction is safe.
Multi-party insurance checks — payable to both the contractor and the homeowner — have historically required in-person endorsements and bank visits, adding weeks to the payment cycle. Albi Pay Checks Deposit handles the entire process from the field. Technicians photograph the check using the Albi mobile app, the co-endorsement is managed digitally inside Albi, and funds typically clear within 3–5 business days. No bank trip. No chasing signatures.
The fastest restoration companies collect payments at multiple stages: a deposit or deductible upfront at work authorisation, progress payments mid-job, and final payment at completion — all via Albi Pay’s digital payment links. For insurance checks, Albi Pay Checks Deposit eliminates the bank visit and clears funds in 3–5 days rather than the industry average of 30–45 days.
Yes — with Albi Pay Checks Deposit. It is the first and only restoration platform to offer mobile multi-party check deposit. Technicians photograph the check from the field, the endorsement workflow is handled inside Albi, and funds arrive in 3–5 business days. No other restoration job management platform currently offers this capability.
Albi Pay Checks Deposit goes live March 25, 2026. Book a demo to get your team set up from day one and be among the first restoration companies to deposit from the field.
Both single-party and multi-party insurance checks. Multi-party checks — payable to both the restoration contractor and the homeowner — are the most common source of payment delays in the industry. Albi handles the full endorsement process digitally, removing the need for in-person signatures or bank visits.
Funds typically arrive in 3–5 business days. The industry average for multi-party insurance checks through traditional methods is 30–45 days. Deposits are subject to limits and holds at Albi’s discretion.
Up to $100,000 per deposit — sized for the large-loss jobs where delayed payment causes the most operational damage.
Albi Pay supports four payment methods: mobile check deposit, ACH bank transfer, credit and debit card, and digital payment links. It is the only restoration platform to offer all four in a single integrated solution.
QuickBooks Payments requires an invoice before payment can be collected, limits payment processing to office staff, and charges 3.5% for card transactions. Albi Pay lets any team member collect payments from the field at any job stage, charges 3.2% for card transactions, and caps ACH fees at $15 — saving hundreds of dollars on large insurance payments. Albi Pay also integrates directly with QuickBooks for automatic reconciliation.
Albi Pay is fully PCI-compliant. No card data is stored or exposed. Customers pay through a secure link — the technician never handles card details directly. Every transaction is encrypted with fraud protection built in.
Yes. Albi Pay payment links can be sent at any stage of the job — including at work authorisation before work begins. Collecting the homeowner’s deductible upfront means 25% of a typical $8,000 water mitigation job is funded before equipment is pulled.
No. Albi Pay operates independently of QuickBooks. Field technicians can collect payments, deposit checks, and send payment requests without any QuickBooks access. All transactions sync automatically to QuickBooks in the background.